VIEW LATEST JOBS IN KENYA TODAY
Complete guide on HELB loan application requirements for applicants and parents/guardians. Get all the details for a successful HELB loan application.

The Complete HELB Loan Application Requirements Guide

Posted on by Tutorials Handbook

If you’re a student in Kenya seeking financial assistance to further your studies, the Higher Education Loans Board (HELB) provides an excellent solution. The HELB loan is a crucial lifeline for students who need financial support to cover tuition fees, accommodation, and other educational expenses. However, to ensure a smooth and successful application process, it’s essential to be fully aware of the requirements.

READ ALSO: Benefits Financed by the Emergency, Chronic and Critical Illnesses Fund (ECCIF)

In this comprehensive guide, we will break down the HELB loan application requirements, categorized into two main sections: the applicant’s requirements and the parent’s/guardian’s requirements. This step-by-step guide will help you understand everything needed to complete your application efficiently.

HELB Loan Application Requirements

HELB has specific documentation and personal information requirements for both the applicant and their parents or guardians. These requirements ensure that the application is processed correctly and timely, minimizing delays in receiving the much-needed financial aid.

Applicant’s Requirements

As the student applying for a HELB loan, you will need to gather several documents and details before starting your application. Below is a list of the requirements specific to the applicant:

1. A Valid Email Address and Telephone Number

Your HELB loan application begins with basic contact details. Ensure that you provide an active email address and a valid phone number, the email address and telephone number will be used in the process of registering on the HELB Portal. Also, HELB will use these to send you critical updates and communicate throughout the application process.

2. KCSE and KCPE Index Numbers and Year of Examination

You will need to provide the Kenya Certificate of Secondary Education (KCSE) and Kenya Certificate of Primary Education (KCPE) index numbers, along with the year of your examinations. These details will help HELB verify your educational background and eligibility for the loan.

3. Passport-Size Photo (in JPG, JPEG, or PNG Format)

A passport-size photograph is required for identification purposes. Make sure that the photo is clear, recent, and in one of the acceptable formats: JPG, JPEG or PNG.

4. Copy of National ID or Maisha Card (Both Sides in PDF Format)

A copy of your National ID or Maisha card is crucial for confirming your identity. Ensure that you upload both sides of the ID in PDF format to meet the application requirements.

5. Valid Bank Details or M-Pesa Number

You must provide a valid bank account number or an M-Pesa number. The Bank account and M-Pesa number should be registered under your name and the ID number you have provided. This ensures that the funds, once approved, are deposited into your account or mobile money wallet without any issues.

6. Birth Certificate in PDF Format (If Applying as a Minor)

For applicants who are under 18 years of age, a copy of your birth certificate is required to validate your minor status. Ensure the birth certificate is scanned and uploaded in PDF format.

7. Copy of Sponsorship Letter (in PDF Format) if Sponsored in Secondary School

If you were sponsored during your time in secondary school, a copy of your sponsorship letter is required. This document should also be scanned and uploaded in PDF format. It helps HELB assess your financial needs more accurately.

Parent’s/Guardian’s Requirements

HELB also requires information about the applicant’s parents or guardians to assess the financial capacity of the household. In some cases, parents or guardians may serve as guarantors for the loan. Below are the key requirements that need to be provided:

1. Parent’s National ID and Registered Telephone Number

You will need to provide your parent’s or guardian’s national ID and their registered telephone number. These details will be used to verify the identity of your parents or guardians, as well as ensure that they can be contacted if necessary during the loan application process.

2. Copy of Parent’s Death Certificate (in PDF Format) if Deceased

If one or both of your parents are deceased, you must upload a copy of the death certificate in PDF format. This document is essential for assessing the family’s financial situation and whether the applicant may be eligible for additional support.

3. Two Guarantors’ ID Numbers and Registered Telephone Numbers (Can Be Parents)

You are required to provide the ID numbers and registered telephone numbers of two guarantors. Guarantors act as additional security for the loan, and they could be your parents or other responsible adults. Make sure the guarantors are informed and aware of their responsibilities, as they will be contacted by HELB to confirm their role.

Important Notes About the HELB Loan Application

The HELB loan application is carried out online through the HELB portal. Therefore, all documents need to be scanned and uploaded in the required formats (PDF, JPG, JPEG, PNG). Here are some important things to keep in mind during the application process:

  • Ensure that all documents are clear and legible. Blurry or incomplete documents may result in the rejection of your application or delays in processing.
  • Double-check your contact details, including your email address and phone number, as all updates from HELB will be sent through these channels.
  • Make sure that the information provided is accurate and truthful. Any false or misleading information may lead to disqualification from receiving a HELB loan.

Conclusion

Applying for a HELB loan can be a straightforward process if you have all the necessary documents and meet the outlined requirements. By carefully following the guidelines provided in this article, you can ensure that your application is completed successfully, giving you access to the financial aid you need for your education.

READ ALSO: Benefits Financed by the Social Health Insurance Fund (SHIF)

The HELB loan application process emphasizes both the applicant’s and parent’s/guardian’s roles, ensuring a holistic approach to determining financial need. As an applicant, be proactive in gathering all required documents and information well in advance to avoid last-minute complications. With proper preparation and adherence to these requirements, you are one step closer to securing financial support for your higher education.

FIND AND APPLY FOR THE LATEST JOBS IN KENYA TODAY